Questions agents ask us
Form LC-04 · FAQ
What kinds of leads are in this plan?
A statewide mixture of life insurance leads (term and whole life), ACA and individual health insurance leads, short-term health insurance leads, self-employed health insurance leads, Medicare leads, cancer and heart supplemental leads, and disability insurance leads. You don't pick a single niche on the Unlimited plan — your subscription delivers whatever coverage your states' shoppers ask for, and any given week can lean toward any of these types. Every one arrives with the same documented consent evidence.
Where do the inquiries come from?
From insurance websites LeadCo owns and operates — some online since 2007. We generate these leads ourselves; nothing is purchased from aggregators, resold, or pulled from aged lists.
Are the leads exclusive or shared?
Shared, with a small capped number of buyers per lead — the cap is disclosed in your portal. That sharing is what makes a flat-price unlimited plan possible. For one-buyer leads, see ExclusiveHealthLeads.com.
How does the flat monthly price work?
You pay one monthly price with no lead limit. Each plan has a per-lead cap: at cycle end we compute leads delivered × cap, and if that's under your monthly price the difference credits your next invoice — a zero-lead month makes the next month free. Pricing is shown when you create an account.
Can I target ZIP codes or counties?
No — this plan is statewide by design. You choose states and an optional age range, and receive every matching lead in those states. Agents who want tighter geography usually run exclusive per-lead buying instead.
How fast do leads arrive?
The moment the person submits. Delivery is by email or a direct HTTP POST into your CRM, and every lead also lands in your buyer portal with its full history.
What consent evidence comes with each lead?
The exact consent wording the person saw, stored verbatim, with a version identifier, SHA-256 fingerprint, IP address, and timestamp. You remain responsible for your own calling practices, but the documentation travels with the lead.
What's the signup process?
Create a buyer account, e-sign the purchase agreement, put a card on file with Square, pick your lines and states, and leads start flowing. Every charge gets an emailed receipt, and monthly invoices are line-itemed in your portal.